How To Use SBI YONO (Only Need One) App

YONO or You Only Need One, State Bank of India (SBI) launched a digital banking app. YONO goals to be a one-stop solution for banking, way of life, insurance coverage, funding, and buying wants. There are a number of issues that may be accomplished by this app together with making use of for loans, opening a savings account immediately, and even buying on-line.

YONO is available on each Android and iOS platforms. Many of SBI’s and it's subsidiary financial product choices such as SBI Cards, SBI Caps, SBI Mutual Funds, SBI General and SBI Life, can be built-in into the YONO app. Users of the app will even have the ability to apply for loans, such a home loans, and auto loans.

Apart from this YONO can be used for fund transfers and even get a loan/overdraft against your Fixed Deposit. YONO is a one-of-a-kind digital banking platform and affords a range of custom-made products, together with affords and deals from greater than 60 e-commerce players.

Features of SBI YONO App

• Instant account opening
• Online shopping
• Solution for all banking wants
• Smart spending and spending analysis

How to Download YONO App

YONO will be downloaded from Google Play Store on all Android phones and will be downloaded from Apple App Store on iOS platforms.

How to Register on SBI YONO App

Step 1: Log in to the SBI YONO app

Step 2: To start the registration process use the internet banking choice or by getting into account details

Step 3: Enter account details such as ATM card number, ATM pin, and click on ‘Submit’. If you select, internet banking, enter your internet banking username and password

Step 4: Give consent to make use of MPIN by accepting phrases and situations. Then click on ‘Next’

Step 5: MPIN Choose and key it in. An OTP can be sent to you in your mobile number, enter the same and click on ‘Next’

Step 6: You have successfully registered and may now discover all options

Please note that during the registration process, all existing SBI customers can use their SBI on-line login credentials to register on the app. The subsequent time you log in, you need to use an MPIN or a login consumer Id.

How to Open an Account using SBI YONO

Step 1: Log in to the SBI YONO app

Step 2: Click on ‘Open New Digital Account’ and select if you wish to open a ‘Digital Savings Account’ or an ‘Insta Savings Account’

Step 3: Once you've gotten chosen the kind of account you need to open, click on ‘Apply Now’

Step 4: Proceed to click on ‘Apply Now’ and read the product information. Then click on ‘Next’

Step 5: Keep your Aadhaar card and PAN card details ready. Proceed to fill in your e-mail id, mobile number, and referral code, which is optional.

Step 6: Read the privacy policy and then click on ‘Submit’

How You Can Withdraw Money from SBI ATM Without Debit Card Using YONO App

Step 1: Go to the nearest ATM or YONO Cashpoint.

Step 2: Log in to the YONO App utilizing the PIN.

Step 3: Go to the YONO Pay option.

Step 4: Select YONO Cash.

Step 5: Raise a request for money withdrawal.

Step 6: You will obtain a 6-digit verification number, valid for 30 minutes.

Step 7: At the ATM or money level, select ‘Cashless Withdrawal’.

Step 8: Use the verification number you got by the app as your PIN. You will even enter your YONO app PIN.

‘Digital Savings Account’ and ‘Insta Savings Account’ Difference Between 

Digital Savings Account	Insta Savings Account
Paperless account opening	Paperless account opening
Single branch visit required	Instant account activation
Free personal accident insurance coverage	Rupay credit card
Personalized platinum debit card	Aggregate balance of Rs.1 lakh, the annual transaction as much as Rs.2 lakh

How to Send Money Using SBI YONO App

Step 1: Log in to the SBI YONO app

Step 2: Go to the home display and click on the ‘Fund Transfer’ option

Step 3: Select a beneficiary, enter details and transaction amount

Step 4: Authenticate the transaction using MPIN

How You Link SBI Credit Card With YONO App

Step 1: Log in to the SBI YONO app and go to the credit card section

Step 2: Continue to tap on 'Link SBI Credit Card'

Step 3: Key in username and password and click on ‘Send OTP’

Step 4: Enter OTP. You have now effectively connected your SBI credit card with SBI YONO

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